Save together.
Receive in turn.
A ROSCA is the savings tradition that raised your family: a group contributes regularly, and every cycle one member receives the full pot. Njangy makes it digital, transparent, and effortless, for the people you trust, anywhere in the world.
Get startedSet your own rules
Fixed or flexible contributions, your schedule, your trusted members. Njangy runs the house the way you already do.
Stay in sync, automatically
Real-time contributions, automatic rotation, and live notifications keep every member aligned, no chasing, no spreadsheets.
Swap turns when life shifts
Need the pot sooner, or later? Njangy lets members trade positions, negotiate, and approve swaps without breaking the circle.
How It Works
Form your circle
Invite the people you trust, family, friends, colleagues. Everyone sees who is in before a single franc moves.
Set the terms
Agree on the contribution amount, how often you pay in, and the payout order. Njangy locks it in for everyone to see.
Contribute each cycle
Every member pays in on schedule. Automatic reminders and tracking mean no awkward chasing or forgotten turns.
Take your turn
Each cycle, one member receives the full pot. The rotation continues until everyone has been paid, fair and complete.
Your circle is waiting.
Start your first house today.
Whether you're digitizing the savings tradition that raised you or discovering community finance for the first time, Njangy takes two minutes to set up and a lifetime to outgrow.
Get started