ROSCA Platform for Africans and Diaspora
Plan for your future
Join thousands of Africans and diaspora members who trust Njangy for their community savings and lending needs. Experience the power of traditional ROSCA enhanced with modern technology.
Community First
Built for African communities and diaspora worldwide
Secure & Trusted
Bank-level security with traditional trust mechanisms
Financial Growth
Empower communities through collective savings
Modern ROSCA
Traditional practices enhanced with modern technology
Empowering African Communities
Building Financial Security Together
Njangy brings the traditional African ROSCA (Rotating Savings and Credit Association) into the digital age. We connect Africans and the diaspora worldwide, enabling secure, transparent, and efficient community-based savings and lending.
40M+
African Diaspora
$1.5T
ROSCA Market
100+
Countries
24/7
Support
Traditional Wisdom Meets Modern Technology
ROSCA (Rotating Savings and Credit Association) has been a cornerstone of African financial systems for generations. Our digital platform preserves these time-tested principles while making them accessible to the global African diaspora.
Community Trust
Built on centuries-old traditions of mutual trust and support within African communities. No need for traditional banking infrastructure.
Financial Security
Provides access to lump sums for major expenses like education, healthcare, or business investment without traditional loans.
Economic Empowerment
Enables communities to pool resources and create economic opportunities that would be impossible individually.
Social Cohesion
Strengthens community bonds and creates networks of mutual support that extend beyond financial transactions.
No Interest Rates
Unlike traditional loans, ROSCA members don't pay interest, making it more affordable for low-income communities.
Cultural Relevance
Respects and enhances existing cultural practices while modernizing them for the digital age.
Everything you need to manage your community savings
Digital Houses (ROSCAs)
Create and manage traditional rotating savings groups in a modern digital format.
Flexible Contribution Amounts
Automated Scheduling
Member Management
Real-time Tracking
Multi-Payment Support
Support for various payment methods including mobile money and international transfers.
Mtn Mobile Money
Paypal Integration
Cryptocurrency Support
Secure Transactions
Bank-Level Security
Enterprise-grade security with traditional trust mechanisms built in.
End-to-end Encryption
Identity Verification
Fraud Protection
Audit Trails
Community Communication
Built-in messaging and communication tools for house members.
In-app Messaging
Push Notifications
Multi-language Support
Real-time Updates
Position Trading (Swaps)
Exchange turns within houses for flexibility and better financial planning.
Negotiation Platform
Approval System
History Tracking
Flexible Scheduling
Smart Notifications
Automated reminders and notifications to keep everyone on track.
Payment Reminders
Turn Notifications
Custom Schedules
Email Alerts
What Our Community Says
Join thousands of users who have already transformed their savings and financial planning with Njangy.
"Njangy has transformed how our community saves money. We've been able to fund education for our children and start small businesses. The digital platform makes it so much easier than the traditional paper-based system."
Aisha M.
Lagos, Nigeria"As someone living in the diaspora, I can now participate in ROSCA with my family back home. The multi-currency support and secure transactions give me peace of mind while staying connected to my community."
Kwame O.
London, UK"The platform's security features and transparency have built trust among our house members. We can track all contributions and see exactly where our money goes. It's like having a digital community bank."
Fatima B.
Nairobi, Kenya"I was skeptical about digital ROSCA at first, but Njangy has proven to be reliable and user-friendly. The mobile app works perfectly even with limited internet connectivity in rural areas."
John D.
Kumasi, Ghana"The position trading feature is brilliant! It allows us to be flexible with our turns when unexpected expenses arise. This level of flexibility wasn't possible with traditional ROSCA."
Mariam K.
Dakar, Senegal"Njangy has helped our women's group become financially independent. We've funded everything from medical expenses to small business ventures. The community aspect is just as important as the financial benefits."
Grace W.
Kampala, Uganda